How To Avoid Identity Theft


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1. Freeze or lock your credit

Make sure you recognize every charge, no matter how small. Know due dates and call to investigate if you do not receive an expected bill.

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12 Ways To Avoid Identity Theft

Read health insurance claims and make sure you actually received the care your insurance paid for. No matter how careful you are, you could become a victim.

A restaurant employee could snap a photo of your card with a smartphone. You could hear on the news about a data breach that involves a credit card you have used or a store that you frequent. Having your data compromised does not mean that your identity will be stolen, but it is a reason to be extra vigilant. The sooner you detect a problem, the sooner you can fix it. Regularly checking your credit also avoids the possibility of discovering you have a problem at exactly the moment you had planned to use it.

2. Safeguard your Social Security number

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David Birch: A new way to stop identity theft

When shopping online, check out a Web site before entering your credit card number or other personal information. Read the privacy policy and look for opportunities to opt out of information sharing. If there is no privacy policy posted, beware! Only enter personal information on secure Web pages with "https" in the address bar and a padlock symbol at the bottom of the browser window.

These are signs that your information will be encrypted or scrambled, protecting it from hackers. For more information, see our How to Read a Privacy Policy web page. Open your credit card bills and bank statements right away. Check carefully for any unauthorized charges or withdrawals and report them immediately.

It may mean that someone has changed contact information to hide fraudulent charges. Stop most pre-approved credit card offers. They make a tempting target for identity thieves who steal your mail. Have your name removed from credit bureau marketing lists. Or opt out online at www.

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One of the best ways to protect against identity theft is to monitor your credit history. You can get one free credit report every year from each of the three national credit bureaus: Equifax , Experian and TransUnion. Request all three reports at once, or be your own no-cost credit-monitoring service.

Just spread out your requests, ordering from a different bureau every four months. Order your free annual credit reports by phone, toll-free, at , or online at www. Threats of harming another person will not be tolerated.

Top 10 Tips for Identity Theft Protection

Don't knowingly lie about anyone or anything. No racism, sexism or any sort of -ism that is degrading to another person. Use the 'Report' link on each comment to let us know of abusive posts. We'd love to hear eyewitness accounts, the history behind an article. Edit Article Add New Article. Sign Up Log In. Facebook Twitter Email Print Save.

How to minimize your risk of identity theft Unfortunately, we are not able to stop or prevent identity theft; however, there are steps consumers can take to minimize their risk of becoming an identity theft victim. Add your community and entertainment events to our calendar.

How To Avoid Identity Theft How To Avoid Identity Theft
How To Avoid Identity Theft How To Avoid Identity Theft
How To Avoid Identity Theft How To Avoid Identity Theft
How To Avoid Identity Theft How To Avoid Identity Theft
How To Avoid Identity Theft How To Avoid Identity Theft
How To Avoid Identity Theft How To Avoid Identity Theft
How To Avoid Identity Theft How To Avoid Identity Theft
How To Avoid Identity Theft How To Avoid Identity Theft

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